I run my own server, but mainly because I had quite a few sites and seem to keep adding more, so it made sense for me. Electricity isn't bad, but I live in Arizona so I'm used to high energy bills (especially in the summer). I think it adds about $5 - $15 a month to my electric bill, depending on utilization. Most tasks are automated, all I do is log in and read my email every morning (have root mail forwarded to my account so I can view the nightly task outputs).
It all comes down to how much you're willing to put in to it. It can be rewarding, but when there are problems there is nobody to complain to but yourself, so keep that in mind.
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I just saved a bunch of money on my car insurance by fleeing the scene of the accident!
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