Today's snapshot is ahead of the release in the development process. It has features and fixes that are not in the version that will be released ~1 Nov., but release is the more conservative way to go; snapshots sometimes don't quite work for everybody, although this is rare.
If I were installing a gateway for money for someone who intended to use it to make money, I would install a release unless I *had* to have a feature that had not made the release cycle yet.
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